Medical Economics reports on a study that found patients part of a narrow network plan “who kept their primary care physicians (PCPs) ended up going to emergency departments (EDs) less often and saw their PCP more.”
Narrow networks are insurance policies that give enrollees lower premiums in exchange for having a smaller network of physicians they are able to see. Typically, the physicians in their network are lower-cost.
The insurance provider in the study “realized a 4.2% reduction in spending because of the switch… while individuals realized a savings of 36% on healthcare spending.”
It seems offering more preventive care could help offset medical costs in the long run.
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